We listened, we simplified, and we made it better.
At Semper, we know the right partner makes all the difference. That’s why we designed a program just for you. When your buyers close with us, you only need to negotiate a 2% commission—we’ll cover the extra 0.5% with a lender credit* so your full 2.5% commission* is always guaranteed. No sign-up required, no stress. Consider it peace of mind, delivered.
Forget the awkward commission talks with buyers or sellers—we’ve got you covered. With our ROVI Rewards 2.5, you’ll always get your full 2.5% cut*, no back-and-forth, no stress. Exclusively for Team Rovi members, because we know your time (and your deals) deserve nothing less.
Skip the awkward money talks. You only need to negotiate a 2% commission*, making stronger offers and more savings.
Your hard work matters! We’ll cover 0.5%* of your commission at closing with a lender credit—so your commission is always protected.
Your offer stays strong, and you get your full commission—win-win, no stress.
No sign-up required, no catch—this program is built exclusively for Team Rovi agents. We’re your partners every step of the way, making sure you get the support (and commission) you deserve.

In real estate small savings can make a big difference. That’s why we cover 0.5% of the commission*, making the process smoother for your buyers, sellers and keeping your deals secure.
Let’s say your buyer is buying a $400,000 home. Half a percent of that is $2,000—that’s money saved because Semper is covering it. Small percentages can make a big difference!

About Semper Home Loans
We are a Rhode Island based national mortgage lender, licensed in 40 states. Our goal is to get our clients home faster, easier, and smarter.
*Terms and Conditions apply.
*When your buyer uses Semper Home Loans, Inc. as their preferred lender, they may receive a 0.5% lender credit at closing. This credit can be applied toward closing costs or the buyer agent commission (you would charge a buyer agent fee, and the lender credit will be applied toward it), helping to reduce the amount your buyer pays out of pocket, including closing costs and related fees. Terms and conditions apply.

Equal Housing Lender© 2010-2025 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.org
Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc. does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law.
Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
All employment is decided on the basis of qualifications, merit, and business need. Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY